Mortgage With Crystal
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Mortgage With Crystal
  • Home
  • Get Started
  • Services
  • FAQ
  • Contact Me

Services:

Every mortgage journey is unique.  Discover how my personalized services can help you navigate the process with confidence

Purchase Plus Improvements

Found the perfect fixer-upper?  

With a Purchase Plus Improvements Mortgage, you can finance both the purchase and the renovations!  Get quotes from your contractors, and I'll include those costs in your mortgage.  Works for new builds too!

First Time Home-Buyers

First-time homebuyer? Don't sweat it!  We'll start with a pre-qual (just a quick chat about your finances).  But the real magic is pre-approval.  We'll check your credit, get all your docs together, and get you a guaranteed mortgage amount.  This makes house hunting way less stressful and can even lock in your rate!

Pre-Approvals

House hunting? Get pre-approved! It's like having a financial super power.  Knowing exactly how much you can borrow gives you confidence and makes you a serious buyer. Let's get you pre-approved and ready to find your dream home!

CHIP Reverse Mortgages

55+ and need some extra funds?  A CHIP Reverse Mortgage gives you access to your home's value – up to 55%!  Take it all at once or in monthly instalments – you decide.  No payments required until you leave your home.

Rebuilding Credit

We got lenders for that who have options for  people who have bruised credit. 

Self-Employed Mortgages

Self-employed and buying a home?  Don't stress!  I'll simplify the mortgage process and make sure you have everything you need.

Second Home/ Vacation Home

Looking for a mortgage?  I'll make it easy!  From city condos to vacation homes, we'll find the best rates and guide you every step of the way.

Divorce/ Seperation

Divorce and mortgages?  I've got you covered.  I specialize in helping people refinance their homes after separation.  Let me handle the details.

New to Canada Mortgages

New to Canada and looking for a mortgage?  I have options for you, whether you're a permanent resident or not.  Get in touch to learn more!

New Construction Mortgages

Building a home?  I offer two types of mortgages: completion (funds after it's built) and progress draw (funds during construction).  Let's find the right fit for your project!

Home Equity & Refinancing

Home equity can be a goldmine!  Use it for renovations, investments, debt consolidation, or whatever you need.  It's a smart way to access cash.

Split Mortgages/ Mortgage with a Home Equity Line of Credit component

Looking to save on your mortgage?  A split mortgage can offer the flexibility of a variable rate while keeping part of your payments fixed.  Worth exploring!


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